Restaurant & Food Industry Insurance

Home For Business Restaurant & Food Industry Insurance

The restaurant & food industry is a fast-paced, high pressure environment so it pays to be covered with the right insurance from the start.

We make it easy!

The best way to get your restaurant insurance or food industry business insurance taken care of is also the easiest. Contact your Butler Byers account manager and they will walk you through everything you need to know, including our Risk Reduction Plan.

Common businesses in this industry

  • Restaurants
  • Bakeries
  • Catering
  • Concessions
  • Food Trucks

Insurance Coverage for the Restaurant & Food Industry

Basic insurance products

  • General Liability – Protects businesses from financial loss should they be liable for damages caused by their services, business operations or employees.
  • Cyber Insurance – Specifically designed to address the risks that come with using modern technology, including data breaches and cyber threats.

Other common insurance options

  • Commercial Auto – If you do deliveries or used a vehicle for business purposes you might need this insurance.
  • Property Insurance – It’s important to have the right coverage to protect your business property — and its contents — against unforeseen circumstances, like fire, flood, or theft.

Frequently Asked Questions

What kind of insurance do I need?

Beyond the general liability that most businesses need, businesses in the food industry often have unique circumstances that include things like customer safety and method of food preparation. Our Account Managers will help you sort out what needs to be covered taking it all into account.

What does it cost?

Every business is unique with specific risk considerations. Our Account Managers will work with you to understand the details of your business. Factors that influence your coverage include equipment used, the food or drinks you sell, your building and your employees.

What can I do to reduce the cost?

Your cost of premiums are related closely to the risk associated with your business. One of the first things our Account Managers do is create a Risk Reduction Plan to lower risk exposure, ensure plans are in place for emergencies and ultimately help to reduce your costs. You can learn more about our Risk Reduction Plans here.

We are always ready to make insurance for the restaurant & food industry easy.

Contact us now to get in touch with one of our amazing account managers and take the stress of insurance off your shoulders.