Skilled Trades Insurance

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Grow your skilled trades business with confidence. The right insurance coverage will protect your essential equipment, gain the trust of customers, and give you peace of mind.

We make it easy!

The best way to get your skilled trades business insurance taken care of is also the easiest. Contact your Butler Byers risk consultant and they will walk you through everything you need to know, including our Risk Reduction Plan.

Common businesses in this industry

  • Contractors
  • Home Builders
  • Plumbing & HVAC
  • Snow Plowing & Removal
  • Landscaping
  • Painting

Insurance Coverage for the Skilled Trades

Basic insurance products

  • General Liability – Protection against incidents that can occur during hours of operation, such as injuries, damage, or reputational harm.
  • Errors & Omission Insurance – Insure your professional services against errors and omissions that could negatively affect your clients and customers.

Other common insurance options

  • Commercial Auto Insurance – If your business depends on owned, rented, or leased vehicles, commercial auto insurance provides coverage against both physical damage and liability.
  • Cyber Insurance – In our digital world, it pays to have a backup. Cyber insurance protects your data, sensitive customer information, and computer systems from risk associated with security breaches.

Frequently Asked Questions

How much does insurance cost for a skilled trades industry business?

The cost varies significantly depending on the size of the business and the contractual requirements and risks associated with the type of work you specialize in. A plumber is exposed to different risks than a 10-person team of electricians would be, and that risk would be reflected in each business’s insurance rates.

What do I need to get insurance?

Your Butler Byers risk consultant will guide you through the entire process and will create a custom, comprehensive insurance package based on the details of your business — revenue, number of employees, building information, and details about your existing equipment and safety protocols.

How can I reduce my insurance costs?

This is where our Risk Reduction Plan can help you. We’ll work with you to build a risk-reduction strategy for your business. This personalized, proactive approach not only helps lower your premiums, but it also mitigates the indirect costs associated with any potential losses.

We are always ready to make insurance for the skilled trades industry easy.

Contact us now to get in touch with one of our amazing risk consultants and take the stress of insurance off your shoulders.