Whether you’re a weekend warrior or a full-time motorcycle maven, we make it easy to get the insurance you need.
Before you hit the open road, make sure you, your bike, and its accessories are protected with the right insurance. Whether you need coverage for your motorcycle, moped, motor scooter, or motor-assisted bicycle, we’ll make sure you can enjoy the ride with the right coverage at a competitive price.
What is covered in a standard motorcycle policy?
Liability insurance
Covers bodily injury and property damage that you may cause to other people involved in an accident.
Inflation guard
Typically covers the other driver or your passenger’s expenses, such as medical bills, lost wages, and pain and suffering.
Property damage liability
Covers the expense of damage to vehicles, private homes, fences, and other structures.
No fault coverage
Covers the majority of expenses if you’re injured in a collision, regardless of who is at fault.
Other coverage options may also be included and are not limited to what has been indicated.
Frequently Asked Questions
Do I need basic plate insurance?
Yes. For complete coverage, you are required to have basic plate insurance in addition to your extended motorcycle insurance.
Does my motorcycle insurance provide coverage during the off season?
Yes, when you insure your motorcycle, the coverage protects against damage that occurs times of the year when the vehicle is not licensed, as long as it’s not operated on Crown lands, trails, lakes, any public roadways or space, or in the mountains.
What additional insurance is recommended for me?
Because of the high risk of danger associated with motorcycles, we suggest adding personal injury payment benefits and/or family security coverage to your package.
How does insurance affect my deductible?
Package policies can change what your deductible costs you in the event of an accident. Depending on your insurance needs and what you’d like your monthly payments to be, you can lower your deductible, increase your deductible, or, in some situations, completely waive your deductible. Speak with your Butler Byers Account Manager to customize your deductible.