Service Business

Flexible coverage for a wide range of service-based operations.

Coverage that takes care of you the way you take care of your customers

As a service business, your customers rely on you to take care of their needs. The right insurance package takes care of yours, covering the operational and professional risk that comes with delivering a service, whatever that service happens to be.

Who we work with

  • Cleaning and maintenance services
  • Personal service businesses, like salons and repair shops
  • Event and hospitality services
  • Consulting and administrative services
  • Home and property services

Common risks for service businesses

  • General liability, for incidents during hours of operation, like injuries, damage, or reputational harm
  • Errors & omissions, insuring your professional services against mistakes that could negatively affect clients or customers
  • Cyber exposure, protecting data, sensitive customer information, and computer systems from security breaches
  • Staffing and retention pressure, where group benefits can help attract and keep good employees

What coverage typically looks like

Most service businesses combine general liability with errors & omissions coverage, then add cyber insurance and group benefits depending on how client-facing and staff-dependent the work is. Since “service business” covers such a wide range of operations, the specific mix comes down to what you actually do day to day.

Frequently Asked Questions