Professional Services
Coverage tailored to advisory roles, liability, and client relationships.
Coverage built around the advice you give
When your business is built on advice, expertise, and client relationships, the risk isn’t just physical, it’s professional. A two-person accounting firm and a multi-agent real estate team face very different exposure, and coverage should be built around what you actually do for clients, not a one-size-fits-all package.
Who we work with
- Accounting and bookkeeping firms
- Law firms
- Real estate teams and agents
- Consultants and advisors
- Financial and insurance professionals
Common risks in professional services
- Professional liability, if a client claims your advice or services caused them a financial loss
- General liability, for injuries, property damage, or reputational harm connected to day-to-day operations
- Cyber exposure, from client files, financial data, and communications stored digitally
- Staffing and retention pressure, where group benefits can be part of attracting and keeping good people
What coverage typically looks like
Most professional services businesses combine general liability with professional liability (errors & omissions) as the foundation, then layer in cyber insurance for client data and group benefits for staff. The right mix depends on the scope of the advisory work and how much client-sensitive information you handle.