Non-Profit

Coverage that lets you focus on the mission

Your non-profit makes a difference, and having the right insurance protects your ability to keep doing that. With protection against the risks and liabilities that come with running programs, coordinating volunteers, and serving your community, you can operate with confidence instead of exposure.

Who we work with

• Charities and foundations
• Community and social service organizations
• Advocacy groups
• Membership associations
• Volunteer-run organizations

Common risks for non-profits

• General liability, for injuries, property damage, or reputational harm connected to your programs or premises
• Volunteer and staff exposure, since non-profits often rely on people beyond a typical paid workforce
• Vehicle risk, if staff or volunteers drive for the organization, whether in owned or personal vehicles
• Cyber exposure, from donor data, member information, or online donation systems
• Governance risk, tied to decisions made by a board or leadership team

What coverage typically looks like

Most non-profits start with general liability and commercial auto if vehicles are involved, then add cyber insurance for donor and member data and directors & officers coverage to protect board members and leadership. The right combination depends on the size of the organization and how much it relies on volunteers versus paid staff.